Why should I do business with Money
Professionals instead of a
Stock Broker, an Insurance Agent or a Banker?
Here is a thought - Look through our website ... see if you can find the
words
"securities offered though _______ Securities" or the name of
any
insurance company. Not there is it? Know why? Because we work for our
clients -
not some brokerage or insurance company!
Why is that important to you? Because it's not our job to sell you
anything. We
advise clients on the best way to make their retirement the best time of
their
lives!
Well - you say - just how are you different from Merrill Lynch or AG
Edwards for
example? Let me explain it this way. I'm sure you have had reason to hire
someone in the past. An employee, someone to mow your lawn, clean your
house,
etc. Let's assume you have two people you are considering. They are both
equally
qualified. The first person says he would love the opportunity to work for
you.
He is willing to be paid as he works. As long as he does a good job you
keep him
on the payroll, but if he doesn't do a good job you can fire him. Pretty
normal
situation, definitely someone you would consider, RIGHT? ... I thought
so!
Okay ... Let's look at the second person. He states his first requirement
is
that you pay him four years salary in advance! If he doesn't do a good job
you
can fire him ... but he gets to keep the four years salary! Pretty good
deal
huh!?! Didn't think you'd like that one. But every time you deal with a
broker
that is what happens.
If you got paid 4 years in advance, how good would your service to your
client
be three years, two years ... even six months later?
But guess what! You don't have to hire that second guy...That's why we
have
offered our services to our clients the first way for over 10 years.
funds. Our clients are both individuals and companies.
Read on! See how our Asset Management Program works!
See how good it feels to talk to someone that is on your side!
...thank you for making us financially secure enough to retire early.
You have expertly guided our meager savings 10 years ago into a stable
foundation for our future.
Lynne & Hal Schweitzer
We are delighted to introduce you to Money Professionals
Group Asset Management Program.
We believe you will find our portfolio management service to be highly
desirable given the complexities
of managing money in today's financial marketplace.
Our Company is a Registered Investment Advisor that has provided
discretionary portfolio management to
individuals, corporations and retirement plans. We offer investors an
opportunity to establish a low
risk investment program that diversifies their holdings into the stocks
and bonds of hundreds of companies
via no-load mutual funds. Our service is dedicated both to knowing which
funds to own and when to own them.
Over the past decade, mutual funds have increasingly become the vehicle of
choice for investors.
Increased market volatility, wide swings in interest rates and the
proliferation of investment opportunities
have made the task of managing money more difficult than ever before. As
a result, we believe the
attractiveness of owning a professionally managed portfolio of stocks and
bonds has never been greater.
The universe of no-load mutual funds is diverse, sizable, and growing. We
constantly research and monitor
this vast marketplace in order to cull from among the many, those funds
which we believe are best
positioned to perform well in a given market environment.
Mutual funds that meet Money Professionals Group criteria are then
purchased for client accounts,
tracked daily and monitored against a set of predetermined goals. Funds
that do not perform in accordance
with these goals are sold. Simultaneously, we monitor general economic
conditions, trends in interest
rates, inflation rates and various stock market indices. This enables us
to maintain a flexible posture in
our efforts to maximize returns.
When you let Money Professionals Group manage your money,
you are assured that your mutual
find investments are in the capable hands of professionals who have
extensive years of experience in mutual
funds analysis and investing.
Your investments are monitored daily. You don't have to worry about
what's happening in the market when
you are engaged with your day-to-day business activities. You don't have
to be concerned with market
activity when you're away on vacation.
Because we are paid for our services and receive no commissions on your
investments, our only incentive is
to make you money. The better your investments perform, the better we
look.
PORTFOLIO DESIGN/ASSET ALLOCATION
Approximately 90% of the return on your portfolio is determined by its
structure. We design your portfolio
exclusively for your situation. A strong emphasis on proper asset
allocation insures proper risk
management for your assets. You and your advisor must agree on portfolio
parameters before we actually
start managing your money.
MARKET CYCLES
The stock and bond markets are vehicles that can provide you with above
average returns on you investments.
The stock market has had an upward bias over long periods of
time; however, it is cyclical in nature and
you can sustain substantial losses (paper or real) that can reduce your
return significantly.
FUND OPTIMIZATION
At Money Professionals Group, we not only carefully analyze the market
trend but we also place a great deal
of emphasis on fund performance. While the market is moving sideways or
down, there are usually some funds
moving up. We seek these out by constantly monitoring the performance of
over 1000 mutual funds.
When no funds meet the stringent requirements of our computer generated
models; we will be totally invested
in cash.
EXPECTATIONS
The market will move randomly on a short-term basis in one general
direction (up, down, sideways).
There are periods that these trends are very clearly defined and above
average returns can be expected.
There are periods that defensive positions will earn average returns, but
will preserve your capital, and
there are periods when trends are not clearly defined and there will be
multiple losing trades. These
trades will usually be small in nature and will be reversed when the
market trends become clearer.
Mutual funds, by their nature, provide you with diversification. We
provide you with further
diversification by employing our Asset Allocation Strategy.
REPORTS
Our goal is to meet with all clients at least two times per year. At
these meetings you will receive
detailed reports on your portfolio and its performance. You will also
receive monthly statements with all
the information necessary for your tax professionals to prepare your taxes
for the investments that we
handle.
We will always be available to speak to you about the investments we
manage for you.
ACCESS TO YOUR MONEY
We never have access to your money: We only retain the right to transfer
your money from one mutual fund to
the other as we see fit. Anytime you need access to your money, it can be
transferred into a cash account
and you can write a check or have the funds wired to you or into your bank
account.
Currently all of our client assets are being held at Schwab Institutional
a division of Charles Schwab & Co.
one of America's largest brokerage firms with over 200 branch offices. We
can take advantage of Schwab's
unique services designed to streamline the process of managing your
portfolio. As a result, we can spend
more time exploring profitable strategies.
Over 2 million clients have entrusted their assets to Schwab. They offer
one of the highest levels of
account protection in the industry - up to $50 million per account. The
majority of this protection -
up to $49.5 million - is provided though Aetna Casualty & Surety Company
with an additional $500,000
(limited to $100,000 for claims in cash) available though the Securities
Investor Protection Corporation.
This protects you from potential losses resulting from a brokerage firm's
insolvency or liquidation. It
cannot, of course, protect against losses due to market fluctuations.
Money Professionals Group (MPG) is a registered investment
advisor and mortgage
brokerage business located in the state of Florida. MPG is in compliance
with current registration
requirements for these types of businesses in the state of Florida. MPG
may only transact business
in Florida or a state where it qualifies for an exemption or exclusion
from registration requirements.
MPG's website is limited to the dissemination of general information
pertaining to its investment
advisory services. Accordingly, MPG does not, and will not, effect or
tempt to effect transactions of
securities, or the rendering of personalized investment advice for
compensation over the Internet.
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If you have questions or comments regarding Money Professional's World Wide Web server pages, please send email to Money Professionals |
Money Professionals Group (MPG) is a Registered Investment Advisor located in the state of Florida. MPG is in compliance with current registration requirements for this type of business in the state of Florida. MPG may only transact business in Florida or a state where it qualifies for an exemption or exclusion from registration requirements. Money Professional's website is limited to the dissemination of general information pertaining to investment advisory services. Accordingly, MPG does not, and will not, effect or tempt to effect transactions of securities, or the rendering of personalized investment advice for compensation over the Internet. |
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